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Homeownership

homeownership

getting started

If you qualify based on this quiz, you can submit your pre-application by entering your contact information and answering a few more questions about your income and those living in your home. It should only take a few minutes and you’ll be on your way to becoming a homeowner with an affordable mortgage!

If you don’t want to fill out an application online – no problem! You can find a printable Homeownership Application below. You can also email [email protected] to request a fillable PDF version. 

application process

additional info & FAQ's

Families/individuals in need of decent, affordable housing apply for Habitat’s Homeownership Program. The Family Selection Committee selects applicants based on three criteria:

  • The applicant’s level of need.
  • Their willingness to partner.
  • Their ability to pay an affordable mortgage through an affordable payment plan.

 

Mon Valley Habitat’s homebuyers invest 250 hours of “sweat equity,” working alongside volunteers and other Habitat homeowners, in addition to paying an affordable mortgage and receiving financial education.

The sweat equity requirement takes 12-18 months. It generally takes about 1.5 to 2 years to complete the entire process, from the date of the application to the house closing.

If applicants do not meet Mon Valley Habitat’s criteria for the Homeownership Program, and are not selected, they will receive a letter with a description of the reason as to why they were not approved.

Absolutely! For questions or concerns regarding the application process, please call 304-292-0914 or email [email protected]

Through shelter, we empower.

You can help a family help themselves

Families and individuals who partner with us build their own home alongside volunteers, pay an affordable mortgage and are grateful for your help.